Financial Strategy Sessions For Small Business Owners
When was the last time you sat down with your accountant — not to file taxes, but to map out your financial future?
At Schwartz & Associates CPA, we offer strategy sessions as part of our client onboarding, built specifically for business owners who want to stay ahead. These in-depth conversations go beyond compliance. They help you understand your numbers, minimize taxes, improve profitability, and align your business with your personal goals.
Whether you're a growing service business, a consultant, or a multi-employee operation, this session is for owners who want more insight, not just more paperwork.
What Makes This Session Different?
Most accountants focus on the past — preparing what’s already happened. We focus on what’s next.
This isn’t a sales pitch. It’s a working session, customized to your business. You’ll walk away with a clearer understanding of your financials and a practical roadmap for where to go next.
These are the kinds of questions we answer together:
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Are you paying yourself the right way?
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Could your entity structure be costing you more in taxes?
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Are you maximizing retirement options while reducing your tax burden?
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What does your cash flow say about your next move?
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Are you getting real value from your bookkeeping and reporting systems?
Real Results for Real Small Businesses
Discover why our clients trust us with their accounting needs and how we've helped them achieve financial success.
Who Are These Session For?
These strategy sessions are ideal for business owners who are generating solid revenue but want more clarity, control, and strategic direction. If it’s been over a year since you reviewed your entity structure, owner compensation, or overall tax strategy, this session is a smart step forward. It’s also a great fit for those preparing to grow, hire, expand, or eventually exit their business. And for owners looking to build an ongoing relationship with an accountant who understands the big picture—not just the numbers—this session lays the foundation. You don’t need to be in financial trouble to benefit. In fact, many of our most successful clients treat these sessions as a key part of their annual business planning.
What Can We Discuss In The Session?
Financial & Operational Insights
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Cash Flow Analysis
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Profitability Review
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Budgeting & Forecasting
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Financial Statement Breakdown
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Cost Control & Expense Management
Business Growth & Exit Strategy
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Business Valuation Guidance
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Exit Planning (Sell, Scale, or Step Back)
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Debt Management & Financing Options
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Quarterly & Annual Goal Setting
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Bookkeeping Systems & Automation
Owner-Focused Advising
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Owner Compensation: Salary vs. Distributions
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Retirement Planning (Solo 401(k), SEP IRA, etc.)
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Aligning Business Goals with Lifestyle Priorities
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Succession Planning
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Planning for Life Events or Transitions
Tax & Compliance Planning
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Tax Planning Strategies
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Entity Structure Review (LLC, S-Corp, etc.)
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Tax Compliance & Payroll Review
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Industry-Specific Tax Opportunities
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Employee Benefits & Tax-Advantaged Incentives
Gain Clarity With A Custom Plan
By the end of your session, you’ll have:
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Clarity on your business’s financial health
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Specific action steps to reduce tax liability and increase profitability
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Confidence in your entity structure, compensation, and compliance
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A prioritized plan for the next quarter or year
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Answers to the questions you didn’t even know to ask
Most importantly, you’ll have a relationship with an accountant who understands your business and isn’t afraid to help you challenge assumptions, find efficiencies, and build toward long-term success.
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